Strategic & Planning

ESCROW & CLOSING

Trust. It is the most important and crucial factor when selecting a company for your escrow and closing needs.

When you finally make the decision to work with us, then you can feel confident you’ve chosen a partner dedicated to meeting your immediate needs while building a long-lasting relationship you can always count on. We will be happy to work hand in hand with you every step of the way. We will respond quickly to meet your needs while providing the expertise and guidance necessary to close your transaction.

Through our offices, we serve property buyers and sellers; investors; residential and commercial agents and brokers; national, regional and local banks; builders and developers; attorneys and others involved in any type of vacation, residential or commercial transaction both in the United States and in over 7 countries around the continent.

Our dedicated escrow and closing services professionals are experienced with the intricacies of your local market and the ins and outs of every type of vacation, residential and commercial resale, new construction, refinance, international, relocation and timeshare transactions.

Steps for your successful closing:

 

A contract must be signed by the buyer and seller and delivered to the title officer, usually with a deposit check. The escrow is accepted by the title officer. The title officer starts the closing process by opening a title order. The file begins to be processed. Tax information, loan payoffs, survey (if necessary), homeowner/maintenance fees, inspections/reports, and hazard and other insurances, as well as legal papers are ordered. A title search is also ordered

This is a quick search made of the public records. Records searched often include deeds, mortgages, paving assessments, liens, wills, divorce settlements and other documents affecting title to the property. Title examination is the examination of the documents found during the title search that affect the title to the property. This is when verification of the legal owner is made and the debts owed against the property are determined. Upon completion of the search and examination, a title commitment/ preliminary report is prepared, reviewed and sent out to interested parties.

What Include in the Service?

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Title

In simple words, the title to a piece of property is the evidence that the owner is in lawful possession and ownership of that property.

Escrow

Escrow is always referring to the process in which the funds of a transaction (such as the sale of a house) are held by a third party, often the title company or an attorney in the case of real estate, pending the fulfillment of the transaction.

Coverage

Our title insurance protects clients against claims from defects. Defects are things such as another person claiming an ownership interest, improperly recorded documents, fraud, forgery, liens, encroachments, easements and other items that are specified in the insurance policy.

Title Insurance

Title insurance gives protection to owners and lenders against any property loss or damage they might experience because of liens, encumbrances or defects in the title to the property. Each title insurance policy is subject to specific terms, conditions and exclusions.

International & Domestic Transactions

We have specialized teams ready to respond quickly with solutions tailored to your needs. This ensures you receive maximum responsiveness, cost effectiveness and efficiency. In partnership with our growing network of offices around the globe, AT&E has the flexibility and capacity to service national and multinational customers.

Express Closing

Closing on a home? Your Allstate title agent is ready to respond quickly to answer your questions and meet your needs while providing valuable guidance about the real estate transaction and closing process. Choose AT&E and get peace of mind that your transaction is being handled in the best way possible.

Have any Question or Need About our Services?