ESCROW & CLOSING
What Include in the Service?
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In simple words, the title to a piece of property is the evidence that the owner is in lawful possession and ownership of that property.
Escrow is always referring to the process in which the funds of a transaction (such as the sale of a house) are held by a third party, often the title company or an attorney in the case of real estate, pending the fulfillment of the transaction.
Our title insurance protects clients against claims from defects. Defects are things such as another person claiming an ownership interest, improperly recorded documents, fraud, forgery, liens, encroachments, easements and other items that are specified in the insurance policy.
Title insurance gives protection to owners and lenders against any property loss or damage they might experience because of liens, encumbrances or defects in the title to the property. Each title insurance policy is subject to specific terms, conditions and exclusions.